Guidance for Every Stage of Your Business Journey

Your life's work is your business. But as it grows and matures, your personal wealth becomes inextricably linked to its success.

Our role is to build a durable plan that protects you, your family, and your legacy through every stage: from initial growth, to a successful sale and the preservation of wealth for generations to come.

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Your business has a plan. Does your personal wealth?

For most business owners, the line between business and personal wealth is blurry.

Your net worth is concentrated in your company, major decisions are intertwined, and it can feel like you're managing two full-time jobs. The complexity often leads to critical gaps: personal financial structures that don't keep [ace with business growth, a lack of diversification and an estate plan that is out of date.

Our role is to bring clarity and coordination. We act as your personal CFO for your personal wealth, building a comprehensive architecture that integrates with your business, so your can focus on what your do best while we ensure your life's work translates into lasting family wealth.

A Framework for Every Stage of Journey

Financial documents and a calculator, representing organization and growth.

The Growth Stage


Your focus is building value. We provide the financial architecture.

 Structuring for Growth:
We help establish the right corporate structure (Holdco, Trust) early to maximize tax efficiency and prepare for future financing or sale.
Building Personal Wealth:
We create a clear plan to build a nest egg outside the business, reducing your personal risk and creating financial independence from your company.
Founder Protection Planning:
Integrating insurance and contingency plans to protect your equity, your family, and the business you're building.
A mature tree, symbolizing legacy, preservation, and generational wealth.

The Liquidity Stage


Your focus is crystallizing value. We quarterback the financial transition.

 Pre-Exit Tax Planning:
We coordinate with your team to implement strategies that maximize your access to the Lifetime Capital Gains Exemption (LCGE) and minimize taxes upon sale.
Financial Modeling Your Future:
We coordinate with your team to implement strategies that maximize your access to the Lifetime Capital Gains Exemption (LCGE) and minimize taxes upon sale
A mature tree, symbolizing legacy, preservation, and generational wealth.

Post-Sale Owner


Your challenge is preserving value. We build your enduring legacy.

 Post-Liquidity Diversification:
We design a portfolio to transition you from concentrated founder risk to durable, long-term wealth, protecting what you've built.
Family Governance & Philanthropy:
We help establish structures like Family Trusts and Foundations to manage your legacy and steward wealth for the next generation.

Business Owner Readiness Check

Select the stage that best describes you to see where your plan has gaps.

Your Personal Family Office

We bring together the investment, planning, and administrative expertise of a full family office; integrated through one advisory team and coordinated with your accountant, lawyer, and other advisors.

INVEST
  • Public Equity and Fixed Income Portfolios
  • Access to Alternative Investments
  • Disciplined Portfolio Construction
  • Lending Solutions via BMO Private Banking
  • Institution Research and Due Diligence
PLAN
  • Dedicated Advisory Team For Your Family
  • Cash Flow and Retirement Modelling
  • Estate and Succession Planning Support
  • Insurance and Risk Management Integration
  • Specialized Transition Planning Expertise
COORDINATE
  • Collaboration with Your Advisors
  • Tax Strategy Aligned Planning
  • Philanthropic and Foundation Guidance
  • Proactive Account Administration
  • Continuity Planning for Next-Generation

Our Insights

Each stage of ownership brings turning points.

From building to selling to life after an exit, these white papers highlight the decisions that matter most and show you how to stay prepared.

Growing Business Owners

Your business is scaling quickly, but your wealth is still tied up inside it. We show you how to align growth with personal planning so you keep control and optionality.

Download Founders Guide

You Only Sell Once

The years before a sale carry the most leverage and can influence your sale. We help you prepare early so your exit is clean, tax-efficient, and supports the life you want.

Download Pre-Sale Guide
After the Exit Guide Cover

After the Exit

Liquidity changes more than just the balance in your bank account. We help you turn a one-time event into lasting stability, family continuity, and a sense of purpose.

Download Post-Sale Guide

Frequently Asked Questions

Who do you typically work with?

Canadian families and individuals with meaningful complexity, multiple accounts or entities, concentrated positions, cross border considerations, or multi generational goals. Most have $1M+ in investable assets, but fit and complexity matter more than thresholds.

What does working together look like in the first 90 days?

We map your balance sheet and cash flows, consolidate accounts and documents, identify quick wins (tax, risk, liquidity), and establish a written plan and Investment Policy Statement. We also set the cadence for coordination with your accountant and lawyer.

Do I need to move all my assets to work with you?

No. Many families begin with planning and coordination, then transition portfolios over time. We can manage assets where appropriate and advise on held away accounts so the whole plan stays aligned.

How do you work with my accountant and lawyer?

We act as your coordinating advisor: shared agendas, clear responsibilities, and one calendar. We prepare materials in advance, run point on follow ups, and ensure tax, legal, insurance, and investment decisions integrate into one plan.

How are you compensated?

Transparent, fee based compensation. For discretionary portfolios we charge an asset based fee; for planning and coordination we outline the scope and associated fees up front. Our incentives are aligned with long term outcomes.

What’s the minimum portfolio size?

Typical starting point is around $1M in investable assets, but we prioritize fit and the value of coordination. If you’re facing complexity, we’re happy to start the conversation.

Ready to Talk Strategy?

We'll help you bring the moving parts together.

Book a Strategy Session